You can never be the best unless you believe you are the best and work towards it.”

I heard that nugget on a morning sports talk radio show while I was on the super shuttle and it made me think about what this means to you, the FNPhenomenal ones.

1.  Talent isn’t enough.  Oftentimes we are taught that you need to be the most talented in order to be the best.  Many people even believe that those who win are the most talented.  What many of us fail to understand is that you need massive action and massive belief in order to win.  How many times do you see someone with a lot of raw talent go nowhere?  Chances are, they don’t take massive action.

Michael Jordan, arguably the best basketball player ever, may not have possessed the most raw talent, but he was the hardest working. He was often the first one to arrive at practice and the last one to leave.  He spent the most time in the gym practicing and perfecting his craft while others were going about their days.  Michael Jordan described his work ethic as, “Everybody has talent, but ability takes hard work.  If you do the work you get rewarded.  There are no shortcuts in life.”

You may be talented at math or be knowledgeable in the area of personal finance, but if you don’t apply those principles, then what is different between you and the person who doesn’t?  Knowledge and talent are good, but not good enough. You have to take action.

2.  Know your why.  Know why you are doing what you are doing, because that why will keep you going even when you don’t feel like going.  It’s hard work to change the thoughts (i.e. limiting beliefs) that are causing you to overspend.  It’s also hard to take action to change that overspending.  Honestly, I know that you never want to tell your friends that you cant go out to eat, drink, or vacation because you can’t afford it.  I know you want to tell your family that “I got it” if you need to step in.  As the driven, get it done person that you are, you want to be able to do everything, because that’s what you did to graduate from school and get ahead in your career.  However, in this particular area you aren’t great yet, but you will be.  Just keep your why front and center as you embark and progress on this journey.  There will always be distractions, but knowing your why will help you stay on track.

Think about these questions:

Why did you decide to change your spending habits?  Are you changing because you are tired of living paycheck to paycheck? Do you want to change your family dynamic?

What are your goals?  How do you expect your life to change once you accomplish your plan?

What is holding you back from making this change?  What is your Achilles Heel?

What massive action are you willing to take in order to achieve your goals?

Aisha Taylor is a #1 Amazon Best Selling Author of the book “5+5 FNPhenomenal Ways to Save $100 This Week Without Killing Your Lifestyle”, and the Founder of FNPhenomenal (Frugal –n- Phenomenal). FNPhenomenal helps women to break the vicious cycle of making money, but not keeping it. FNPhenomenal provides education about money management, empowers women to take control of their lives, develop a healthier relationship with money, and pursue being phenomenal.

Visit Aisha online at www.FNPhenomenal.com

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