There are certain things that we have no control over: we have no control over when we will come out of this Great Recession and we have no control over being fired or laid off. But we do have control over our personal financial choices and our actions.

 In other words, even with the grimmest of financial forecasts coming down hard you on, you can still make it to the land of milk and honey by changing some your habits and thinking.

The Wealthy Live That #FabulousNFrugalLife: One of the key habits of the self-made wealthy is that they track their spending. Every penny has a position in their multi-millionaire dollar empire. In other words, they keep a budget and are able to differentiate between a want and a need. If you need a budget starter tip, try the 50-30-20 rule. Use 50% of your income for your needs, 30% for your wants, and 20% for your savings and investing. If you want to jumpstart your journey to wealth, flip those last two percentages: save and invest 30% of your income and use 20% of your income for your fun, wants, and desires.

 The Wealthy Take Their Grateful Pill Every Morning: Instead of complaining about what isn’t working and what has yet to come, try coping an attitude of gratefulness. Being grateful is like a muscle. When you are training yourself to be grateful for the little or the simple, you are preparing yourself to both attract and appreciate the greater and the grander.

 The Wealthy Have a Crew and Seek to Expand It Strategically: The saying “misery loves company” is only partially true. Wealthy folk are about networking, meeting, mentoring, being mentoring in order to form meaningful relationships that will result in big dollar bottomlines for all involved.

The Wealthy Live In the Slow Lane: Most wealthy folk are not the stars of our favorite ratchet reality show, athletes, or entertainers. A lot of self-made millionaires are those boring people that worked a side-hustle until it became full-fledged, consistently and faithfully invested their money over several decades, and took deliberate risks. Translation: turn off the T.V. and pick up a book, or speak to a financial advisor.

 The Wealthy Don’t Believe In Luck: With the exception of lottery winners, the wealthy are never surprised when they check their accounts and see the obscene number of zeros at the bottom of their statements. Whether it be a life committed to frugal living, investing, and/or entrepreneurship, the wealthy knew exactly what they wanted for their wallets and stuck to their vision, through the ups and downs of the economies, through financial obligations to the families, and through uncertainties. They chose to be wealthy and did not stop until it happened. 

 So, it is really up to you. You want wealth? You go out and get it.