By: Kara Stevens
I was speaking to a girlfriend that was looking for advice on how to manage her finances better. She was proud to share that she had no debt, but when it came to savings, she had none. Living Beyond Your Means I know for some, this is a hard concept to grasp. We usually hear
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By: Kara Stevens
After working in the automobile industry for 4 years and selling close to 500 cars in less than 3 years, one of the most frequent questions I get is “How Can I Lower My Car Payment?” Of course, your credit score will play a role as this will determine if lowering your car payment is
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By: Kara Stevens
Happy Wednesday Frugal Feministas! Today we have the final installment of the Is a Financially Fit Man Hard to find? Let’s Discuss! Was Vanessa able to find a man on a good financial wavelength? Keep reading to find out! So, I’ve met someone new who caused me to notice he was different from my previous
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By: Kara Stevens
FICO was founded in 1956 as Fair, Isaac and Company by engineer William Fair and mathematician Earl Isaac. The company debuted its first general-purpose FICO score in 1989 and by 2005, they sold their 10 Millionth Score! Watch this short video on what the score is and why it matters. Every day, thousands of U.S. lenders use FICO Scores
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By: Kara Stevens
When I was focused on eliminating my graduate school student loans of $40,000, I entered into hustle mode. Hustle mode is when you focus on finding ways to increase your income through sales and entrepreneurship instead of through decreasing your expenditure, getting a second job, or hard-core savings. Don’t get me wrong; both strategies (increasing
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By: Kara Stevens
Many young adults apply for student and auto loans only to get denied because of low credit score. Some of them have no idea how to build credit or how to start on the right path. That is usually when the parents come in. Some parents show their children how to build credit, some build
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By: Kara Stevens
One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic. Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result. We may not
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By: Kara Stevens
Many married couples think that certain activities affect their credit score. I have seen this time and time again in which married couples are afraid to make certain financial moves because of a few misconceptions. Let’s go over a few of them. 1. Do Accounts Merge Together When You Get Married? Not at all. Account
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By: Kara Stevens
Financing a car can be time-consuming. First, you must find a car you like, look for a reasonable price to pay, and decide where you will do business. But the longest part of the process is being at the dealership. Whether you are doing back and forth on a price, going through their selection of
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By: Kara Stevens
I had to be out of the office this week at an off-site training in the City. I normally get in and get out, but New York City summers are something at which to marvel and savor. I took the long way to the train and caught myself outside of a thrift store whose funds
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