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Going the Long Distance: The Keys to Love & Money that Last

It started like scene from a romance novel. I sat across a conference table from my soon to be sweetheart…eyes sparkling, heart fluttering. A business meeting that turned personal. After several emails and texts, we began the formal courting process. I knew he traveled a lot but didn’t make much of it. Over the phone

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4 Ways that Black Women Can Keep Family Members from Borrowing Money

One of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others

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I Have Superpowers. And So Do You.

I have superpowers. That’s right, bonafide, cape-wearing, extra strength superpowers that make me extraordinary. I know that I’m not supposed to talk about how fantastic I am. I’m supposed to second guess and doubt myself, worry all of the time, and focus solely on others. I’m not supposed to talk about the ways that me

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5 Simple Ways to Stay Calm and Out of Debt During the Holiday Season

The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually

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Be thankful for the good, bad and the ugly

At some point over the next day or so, you will think about what you are most thankful for this holiday season.  While this a good practice, sometimes we think more about what we don’t have or what we currently need. When we are struggling these feeling are natural, however, don’t let it turn you

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Five Ways to Deal With Stress When Shopping and Eating No Longer Work

One of the great things about working as a personal finance coach is that I get to help women enjoy breakthroughs as it relates to their relationship with money. Recently, I was working with Susan, a client who was accustomed to relieving stress through shopping and eating.   She recently had a breakdown and resorted

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4 Tips That Will Help You Overcome Financial Fear and Setbacks

Hello Frugal Feministas! (I wrote this newsletter over the weekend and have seen such a positive response. It really hit a nerve with a lot of us so I decided to make it today’s post. Thanks for all of your replies. I will respond to each one.) -Kara It’s about 7:45EST as I write this

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3 Core Money Mindset Principles That Keep You From Living Paycheck to Paycheck

As you embark on any journey of financial self-awareness, I want you to remember these three of my core money mindset principles. These principles not only empower me, they also push me to make smart money decisions on a daily basis. Know Your Why: One of the ways to improve your relationship with money is

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The Only Quality That Separates You from Being a Black Millionaire (and It Isn’t Difficult)

My current reading situation is Dr. Dennis Kimbro’s The Wealth Choice.  According to his work, there are 35,000 black millionaires in the US today. When I came across this number, I was a little   a lot underwhelmed. I started to wonder how many more of us could be millionaires if we could just get our

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5 Ways to Combat Instant Gratification

Picture this… You’re walking through the store, and you see the perfect sweater. Immediately, your mouth starts to water a little, and you get that impulsive, “I gotta have it NOW” feeling. Think about how hard it is to walk away from a situation like that. The difficulty in walking away is even harder if

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