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Before You Say Yes, Think About the Cost of Being a Bridesmaid

According to a 2011 Mint.com study, the average total cost of being a bridesmaid was $1,695.  This is a lot of money. Elite Daily breaks the costs down into the following categories: – $150 – $400 for the dress; – $50 for alterations – $200 for engagement, bridal shower, and wedding gifts – $1,000 for

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5 Tips To Protect Your Purse and Your Purchases While Holiday Shopping

The holiday season is not only a time for giving; it’s also a time for taking.  Yes, it’s sad but true.  While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But

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10 Ways to Make More Money During the Holidays

The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of

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4 No Brainer Ways to Avoid More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do

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Setting SMART Goals

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic.  Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result.  We may not

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Going the Long Distance: The Keys to Love & Money that Last

It started like scene from a romance novel. I sat across a conference table from my soon to be sweetheart…eyes sparkling, heart fluttering. A business meeting that turned personal. After several emails and texts, we began the formal courting process. I knew he traveled a lot but didn’t make much of it. Over the phone

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4 Ways that Black Women Can Keep Family Members from Borrowing Money

One of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others

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How To Maintain Good Credit During The Holidays

Its the most wonderful time of the year! Or should I play that damn Temptations Christmas Album my mom would wear out!!! LOL!!! Ahhh, those were the days. Anyway, I want to go over how to Maintain Good Credit During The Holidays and maintaining a good credit score while still shopping for gifts and such.

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5 Simple Ways to Stay Calm and Out of Debt During the Holiday Season

The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually

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How Do the Rich Stay Rich?

“My family has money and we still shop secondhand. How do you think the rich stay rich? Did you know Mary Kay clipped coupons?” One day, I was on a plane to San Diego and, I was speaking to the guy next to me about investing in yourself and the conversation expanded to the difference

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