The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually
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You have worked too hard— getting your (numerous) degrees, navigating Cubicle America, and building your brand to be broke. “Being broke”, though, seems to a recurring theme among black women, who, for all intensive purposes, with the exception of their financial lives, embody intelligence, progressive thinking, resourcefulness, and discipline. But in order to live a
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Every college student needs a budget. Especially if you are a broke college student. Sometimes there is barely enough money for pizza and beer, but somehow you manage to squeeze it all in. But there’s a better way. And it requires little to no effort from you. It’s almost as easy as our beginner investing
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Last week, I challenged you guys to a $20 Cash Crash Diet 5-Day Challenge after sharing with you that my spending had become a bit reckless over recent months. I created a Facebook closed community for support and accountability and this structure worked wonderfully. I was able to be more mindful about my purchases and
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The holiday season is in full swing, and has been since practically September, but now the email alerts for Black Friday deals are cluttering your inbox. The pressure is on to find the perfect gift for everyone on your Christmas list, but how do you accomplish your goal without breaking your bank or paying for
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Dating can affect your budget if you do not keep an eye on your wallet. It is tempting to spend money on experience while you are getting to know someone. However, there are plenty of ways to date and learn about your date without spending a ton of money. But you have to think outside
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If you are working, living, loving, and doing grown woman things, then you need an emergency fund to help you through the times when Life happens…for the worse. Think: a leaky roof, a layoff, a blown gasket, a medical emergency. For the record, an emergency fund is an account that’s earmarked for spending on urgent,
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Starting to save for retirement is extremely important. First, no one knows if social security will be around or in what form when we retire so it is important that we start to save. Starting early is best because you are able to make smaller contributions over a longer period of time, which minimizes the
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Let me start by saying that I have never purchased a house, so researching this post was a great exercise for me and it actually convinced me that I should not rush into renting and instead focusing on saving money to become a homeowner. My first aversion to taking on a mortgage comes from reading
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Food is a necessity. We need food to survive and the vast majority of us head to grocery stores to get it. You shop for groceries to get your ingredients then head home to prepare a meal. Therefore, grocery stores provide a much needed service. We know they really do, but they also need and
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