Getting on the first rung of the property ladder has become increasingly difficult in recent years. Banks usually ask for a deposit of twenty per cent, a fact which generally leaves prospective first time buyers reeling. So saving up to buy a house can be trying, especially if you have to pay rent on your current
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One of my favorite topics to teach about is the concept of spending money to save money. This was a topic that I thought that I thoroughly understood because my father always emphasized the importance of the concept. However, about a month ago, I seemed to forget the lesson I know so well. I had
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It’s back to school time, and many parents are roaming the aisles of stores around the country to buy new school supplies and clothes. Although, this is an exciting time of year, it can also be very expensive. I saw the school supplies list for my goddaughter and I cringed. I couldn’t believe that my
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These days investors are looking for the best place to park their cash. They want to invest in relatively safe investments or just find the best current CD rates. If you are planning to save your money with a certificate of deposit, here are the pros and cons. What is a Certificate of Deposit? A
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Financial gurus like Dave Ramsey, Suze Orman and Sakina Spruell teach key finance knowledge. They’ve been known to recommend 6 months of savings before beginning to invest so you can become a financial success. Their reasoning is that if you have an emergency or unexpected event, you should be able to live off of your emergency fund for
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I have great news, Frugal Feministas!! Our team is growing. I am excited to announce that Dr. Maria James, Money Scientist and founder of Pocket of Money will be regularly contributing to deepening your financial acumen! Consider this intro a “microintro.” Be on the watch for a bigger intro in one of our upcoming newsletters.
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How many of you have opened up your fridge and just stared at the food that had gone bad? Maybe you saw sweet potatoes with mold and spinach that had turned into liquid. Sounds pretty disgusting, right? Well that is what happens when buy too much food at the grocery store and then it just sits and
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Earlier this year, I had been craving a new iPhone, but I decided against the investment. I remember looking down at my iPhone 4 smiling, as I thought about the marketing genius in convincing people to purchase a new phone every year. Many people around the world upgrade their phones every 1-2 years. Each upgrade
Read MoreAfter the infamous DC trip, where I discovered some reluctance to share finances with my husband, we thought it would be a good idea to begin the process of merging our finances. Prior to agreeing to establish joint savings and checking accounts, we had paid everything separately. As the techie in the family (he thinks I
Read MoreA friend of mine who recently got engaged called to catch up earlier today. Naturally, I asked her how the wedding planning was coming along. She laughed it off lightly and said ‘It’s not!’. She hadn’t made much progress in planning for her nuptials and confided that she didn’t foresee much more in the way
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