By: Kara Stevens
“You can’t cut your way to financial freedom.” I can’t remember who told me that quote, but it’s so true. Many times we focus just on cutting our expenses, but sometimes we find that there is nothing left to cut back. You also need to increase your income. Think about losing weight. Many fitness experts
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By: Kara Stevens
What do banks do with their cash? Well if you look at the assets on the Bank of America balance sheet you will see a summary of their assets and liabilities. You can find Bank of America’s balance sheet at Morningstar.com. The balance sheet of any company is a snapshot at a moment in time
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By: Kara Stevens
According to CelebrityNetWorth.com and Forbes.com, Kimberly Noel Kardashian, mother of North West and partner of Kanye West, is worth $40 million and earned an estimated $10 million in one year as of June 2013. (Source and Source) There are several reasons why people cannot stop talking about Kim and they don’t all have to do
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By: Kara Stevens
A few weeks ago I wrote a post asking you to ask 5 questions before buying a new iPhone. I was inspired to write that post because a friend of mine was trying to figure out how she could get off of work early to buy the new phone. I wrote the article and then
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By: Kara Stevens
By Kim Renée Nelson I enjoy shopping. If I could, I would be internet and personal shopping all over the place. I surf the web and window shop seeing all the things I need. Ok, things the advertising industry says I need. However, my budget says “slow your roll girl”! So, I have to be
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By: Kara Stevens
As women, we need to understand and internalize the basics of investing and building wealth. Here a few choice tidbits to help you understand finances and build wealth, so you can feel empowered and informed! Tidbit #1 Relatively little can yield big results Investing is about compound interest and staying in it for the long
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By: Kara Stevens
Before building a home, blueprints are sketched, supplies are purchased and the house is built. I know that’s pretty simplistic but it will work for our purposes so bear with me :). Decide on Your Goals The blueprints are the plan. You must first decide on your goals. What does your life look like 3
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By: Kara Stevens
One of my favorite topics to teach about is the concept of spending money to save money. This was a topic that I thought that I thoroughly understood because my father always emphasized the importance of the concept. However, about a month ago, I seemed to forget the lesson I know so well. I had
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By: Kara Stevens
If you have not started investing, learning the basics should be at the top of your priority list. I’m not saying it has to come before your family, but financially, it should be pretty high up there. Sometimes the hardest part about getting started is just getting started. Why not start with these 8 tips? In
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By: Kara Stevens
I grew up thinking that a college degree would be my ticket to wealth or at least entrée into the upper echelons of the middle class. But after taking most of my twenties to dig myself out of $65K of student loans amassed after a B.A. in Political Science, a MSEd in Bilingual Education, and
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