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4 Reasons Why You Are Still Broke

You have worked too hard— getting your (numerous) degrees, navigating Cubicle America, and building your brand to be broke. “Being broke”, though, seems to a recurring theme among black women, who, for all intents and purposes, with the exception of their financial lives, embody intelligence, progressive thinking, resourcefulness, and discipline. But in order to live

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I See “Debt” People: 4 Things Broke People Say and Do

Brothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,

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4 Easy Ways to Break Up with Being Broke…for GOOD!

Early last week I launched my free four-part video series called How to Break-up with Being Broke (YUM!!) because I know that black women are just a few financial strategies away from owning their wealth and I wanted to help us get right as quickly as possible with our financial structures. If you are a brown

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5 Steps to Change

As human beings we get fantastic ideas, have the energy and excitement to implement them only to find ourselves struggling a few weeks or even days later. And such is my journey to financial freedom that I’m sharing with you. Understanding the five Stages of Change has been helpful for me to have compassion for myself when

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The Only Quality That Separates You from Being a Black Millionaire (and It Isn’t Difficult)

My current reading situation is Dr. Dennis Kimbro’s The Wealth Choice.  According to his work, there are 35,000 black millionaires in the US today. When I came across this number, I was a little   a lot underwhelmed. I started to wonder how many more of us could be millionaires if we could just get our

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5 Ways to Combat Instant Gratification

Picture this… You’re walking through the store, and you see the perfect sweater. Immediately, your mouth starts to water a little, and you get that impulsive, “I gotta have it NOW” feeling. Think about how hard it is to walk away from a situation like that. The difficulty in walking away is even harder if

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Don’t Be That Girl: 3 Types of Women That Have Toxic Relationships with Money

It is so important that women have access and constant exposure to positive financial role models as they journey from girlhood into womanhood. When they don’t, they end up like one of the following financial archetypes — using money as a proxy and substitute for self-worth, love, status, security, and identity. #1 Danielle The DivaDanielle

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3 Empowering Things I Learned About Money And Myself In the Last 90 Days

I learned so much from this program. I am so grateful for having been chosen to be a part #WomenInspired Challenge, a wonderful online community focused on inspiring and informing women just like you and me about what money can and can’t do in our lives. But if I could wrap-up my final thoughts about

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Setting SMART Goals

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic.  Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result.  We may not

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Yes, It’s Ok to Splurge. Here are Four Instances When You Can Give In.

I had to be out of the office this week at an off-site training in the City. I normally get in and get out, but New York City summers are something at which to marvel and savor.  I took the long way to the train and caught myself outside of a thrift store whose funds

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