This guest post is from Kathleen over at Frugal Portland. She is very cool peoples and knowledgable about frugal fun living. Check out her site here and find out more about her. -k Are you lucky enough to get a holiday bonus this year? I’m in sales, and we do a lot of our billing
Read MoreThere are certain things that we have no control over: we have no control over when we will come out of this Great Recession and we have no control over being fired or laid off. But we do have control over our personal financial choices and our actions. In other words, even with the grimmest
Read MoreBrothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,
Read MoreTo be honest, ya’ll, I have been in a little funk lately. l have become envious of the life that I want, instead of the live that I have. Intellectually, I know that things come in time. Cognitively I am aware that my envy comes from being unrealistic and unfair to myself. I am also
Read MoreBy definition, a mantra is a mystic syllable or lyrical poem that devotees chant, recite, and repeat in rapid succession as to create and instill single-minded concentration on a particular goal or destination. According to this philosophy, the mind serves as the bed of all thought, which subsequently lays the foundation of our feelings
Read Moreby Natasha Gordon Let’s talk about the background on susu: susu is a system of saving found throughout the Caribbean and coming from our roots in West Africa. It is form of cooperative economics. Susu is made up of groups of family members or friends, each of them agreeing to paying, or “throwing”, a specified amount of
Read MoreMy father always says that money doesn’t buy happiness, but it can take away sadness by alleviating the things that can cause us hardships. Never has that rung more true for me than this summer. A string of unforeseeable (and one planned) events left me ever so grateful for the financial lessons I learned in
Read MoreI know that if you are a frugalista, like me, you are always looking for ways to increase your income. You have two ways to do that: increase your streams of income or decrease your expenditure. Today, I am going to share with you how I did the former without stressing myself out. 1. Be
Read MoreIn my last post, Why is Kenya Still Renting??? I shared with you that I strongly believed that Kenya was playing the fool when it came to handling her finances like a big girl; I concluded that if Kenya was fluid enough to pay around $58,000 ($52,000 in rent and $6,000 in security) to a
Read MoreBy Norissa Williams As an adjunct lecturer and independent consultant, there are times when cash doesn’t always flow the way I want. So, although I love the thought of not having to teach in the summer, it’s bittersweet as my predictable income is cut in half. Fortunately, I’ve gone through this enough times that I
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