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Book Review: The Wealth Cure by Hill Harper

I just finished reading Hill Harper’s new book, The Wealth Cure. I’ve been taking the time to read more on some of the finance books that have been coming out lately in order to give you a review of some of the best books on investing and personal finances. Why a Financial Book? Hill Harper

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4 No Brainer Ways to Avoid More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do

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Do You Really Need a Credit Card?

Do you consider it a necessity to apply for credit cards? It may not be. Credit cards can cost you a great deal in transaction costs, annual fees, and interest charges. However, there are many cases where a credit card comes in handy. When you are looking for the right card, it would be wise

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3 PERSONAL FINANCE RULES TO THROW OUT DURING HARD TIMES

As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for

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Here is the Good News About Repaying Your Private Student Loans

While the opportunities to reduce the interest rates attached to your private loans may not be as robust as those of federal loans, they, nonetheless, do exist. My hope is that is article will inform you about your options so you can make the best financial decisions for you.  If you have private loans with

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What To Think About Before You Decide to Consolidate Your Federal and Private Student Loans

When you are desperate to get to the bottom of your student loan debt, it is easy to think that student loan consolidation is one of the best ways to reduce the overall amount of interest you pay over the life of the loan and get you on the fast track to debt-free living. The

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I Refused to Marry Him…Until He Paid Off the Debt

Today, I will be on HuffPostLive talking about money and marriage. YUM!!!  I wrote the following article for LearnVest earlier this year. I am sharing it with you. 🙂 I get it from my mama. I grew up in a home with a lot of contradictory messages around money. My mother was the first of

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The Shocking Truth About Good Debt and Bad Debt

Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean? Can any debt really be good? Many use the term good debt to refer to a loan used to purchase something that will appreciate or increase in value e.g. student

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This is How You Repay $150,000 in Student Loans (and Keep Your Sanity)

by Rashida Thomas For the graduating Class of 2014, the average student loan debt owed was $33,000 according to The Wallstreet Journal. I was able to finish my undergraduate degree with only owing $46,193. However, once I went on to get two Master’s Degrees I am now sitting at $23,432.32 in private student loan debt

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6 Online Tools To Get You (and Your Man) Organized, Saving, and Out of Debt

After the infamous DC trip, where I discovered some reluctance to share finances with my husband,  we thought it would be a good idea to begin the process of merging our finances. Prior to agreeing to establish joint savings and checking accounts, we had paid everything separately. As the techie in the family (he thinks I

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