The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually
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Glinda Bridgforth is a best-selling author and financial expert. She conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips, quick tips about managing money and reducing debt. I picked some key tips to share with you and include my own tidbits for each. Tip 1: Don’t take payroll advances from
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I just finished reading Hill Harper’s new book, The Wealth Cure. I’ve been taking the time to read more on some of the finance books that have been coming out lately in order to give you a review of some of the best books on investing and personal finances. Why a Financial Book? Hill Harper
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Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do
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Do you consider it a necessity to apply for credit cards? It may not be. Credit cards can cost you a great deal in transaction costs, annual fees, and interest charges. However, there are many cases where a credit card comes in handy. When you are looking for the right card, it would be wise
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As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for
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While the opportunities to reduce the interest rates attached to your private loans may not be as robust as those of federal loans, they, nonetheless, do exist. My hope is that is article will inform you about your options so you can make the best financial decisions for you. If you have private loans with
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When you are desperate to get to the bottom of your student loan debt, it is easy to think that student loan consolidation is one of the best ways to reduce the overall amount of interest you pay over the life of the loan and get you on the fast track to debt-free living. The
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Today, I will be on HuffPostLive talking about money and marriage. YUM!!! I wrote the following article for LearnVest earlier this year. I am sharing it with you. 🙂 I get it from my mama. I grew up in a home with a lot of contradictory messages around money. My mother was the first of
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Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean? Can any debt really be good? Many use the term good debt to refer to a loan used to purchase something that will appreciate or increase in value e.g. student
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