By: Kara Stevens
Financing a car can be time-consuming. First, you must find a car you like, look for a reasonable price to pay, and decide where you will do business. But the longest part of the process is being at the dealership. Whether you are doing back and forth on a price, going through their selection of
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By: Kara Stevens
Alright. Its time to stop sugar coating your credit score. For months you have been trying to figure out why your score is in the 400-500 range. You ask yourself “Is There Hope?” or “Can I at least get my score to 590 or 600. I am here to tell you YES! The only way
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By: Kara Stevens
Many consumers are looking for the best and fastest way to increase their credit score. Some people think a small personal loan or auto loan would do the trick. That would work……only if the score was high enough to achieve that along with high monthly payments. The best and fastest way to increase a low
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By: Kara Stevens
by Calvin Russell, Jr. Trying to get an apartment with a low credit score can be a tough task to complete. First, you have to find a landlord willing to accept a low credit score. Then second, you would hope that the neighborhood is worth your while and with affordable rent. Either way, you must
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By: Kara Stevens
Did you know that the highest expense for most consumers is their “Living Expense.” For some consumers, its the mortgage payment, but for most consumers, its their rent payments. In some states, over 72% of the population live in rental properties. Even with most consumers paying monthly rent to live in an apartment, condo, or
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By: Kara Stevens
By Calvin O’Neal Russell Jr Rebuilding credit can seem like a frustrating task. Many consumers give up and eventually file for bankruptcy, which is the worst decision to make as this will make future credit building more difficult. After viewing over 50-60 credit reports per day, I have personally seen consumers bounce back into the
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By: Kara Stevens
Is a fixed or a variable rate home loan best for you? I’ve partnered with Newcastle Permanent to help you answer this question in this sponsored post. Newcastle Permanent provides mortgages with interest rates that are lower than the competition. With interest rates lower than they have been in many years, fixing your home loan
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By: Kara Stevens
Are you a new credit user? Maybe you have damaged credit? I have experience with both. My credit score has ranged from 580 to 680 in the 12 years that I have been borrowing. Good credit habits are easiest way to build new credit or to repair damaged credit. You need time. Time to build
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By: Kara Stevens
Hey Frugal Feministas: I am working with Wells Fargo to help spread the word about their Get Smart About Credit Campaign. Based on some of your responses from the survey that I sent, I jumped at the opportunity to be a part of this initiative to help improve and strengthen credit scores in our community.
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By: Kara Stevens
To cosign or not to cosign? This the question. Over the years I have heard so many horror stories where people have either co-signed on a loan, apartment, line of credit, or rental car and then the individual who asked them to co-sign stopped paying. In all of the cases that I know about the
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