By: Kara Stevens
What do banks do with their cash? Well if you look at the assets on the Bank of America balance sheet you will see a summary of their assets and liabilities. You can find Bank of America’s balance sheet at Morningstar.com. The balance sheet of any company is a snapshot at a moment in time
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By: Kara Stevens
Hey Frugal Feministas: I am working with Wells Fargo to help spread the word about their Get Smart About Credit Campaign. Based on some of your responses from the survey that I sent, I jumped at the opportunity to be a part of this initiative to help improve and strengthen credit scores in our community.
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By: Kara Stevens
The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of
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By: Kara Stevens
According to CelebrityNetWorth.com and Forbes.com, Kimberly Noel Kardashian, mother of North West and partner of Kanye West, is worth $40 million and earned an estimated $10 million in one year as of June 2013. (Source and Source) There are several reasons why people cannot stop talking about Kim and they don’t all have to do
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By: Kara Stevens
I think we are all familiar with Job’s Stanford University’s commencement speech. Well, at least, excerpts of it. The following quote has definitely been used on Facebook status update, pins on Pinterest, and in even in the entrepreneurial-speak that I hear from friends and colleagues as they contemplate quitting their 9-5 jobs to follow their
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By: Kara Stevens
If you are working, living, loving, and doing grown woman things, then you need an emergency fund to help you through the times when Life happens…for the worse. Think: a leaky roof, a layoff, a blown gasket, a medical emergency. For the record, an emergency fund is an account that’s earmarked for spending on urgent,
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By: Kara Stevens
Do you consider it a necessity to apply for credit cards? It may not be. Credit cards can cost you a great deal in transaction costs, annual fees, and interest charges. However, there are many cases where a credit card comes in handy. When you are looking for the right card, it would be wise
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By: Kara Stevens
To cosign or not to cosign? This the question. Over the years I have heard so many horror stories where people have either co-signed on a loan, apartment, line of credit, or rental car and then the individual who asked them to co-sign stopped paying. In all of the cases that I know about the
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By: Kara Stevens
I reached out to Maria after reading about her in an article that I found on Facebook. I thought she was brilliant, thoughtful, and no-nonsense. After getting to know her, she is all of these things and more. Dr. James is a straight-up riot. She cracks me up with her dry wit! I already see
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By: Kara Stevens
by Shani Curry St. Vil My client is 54 and desires to retire at the age of 57. However, I recommended that she continue working until she reaches age 62. Why? So she can take advantage of her Social Security retirement benefits and minimize any fees associated with prematurely withdrawing from any of her IRAs (Individual
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