Every college student needs a budget. Especially if you are a broke college student. Sometimes there is barely enough money for pizza and beer, but somehow you manage to squeeze it all in. But there’s a better way. And it requires little to no effort from you. It’s almost as easy as our beginner investing
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I thought it would be fitting to focus on family relationships and gratitude since we are at the beginning of the holiday season. This is the time of year we get together with our family. The kids are coming home from college, out of state family members are visiting or someone will be bringing home
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A few months back, I had the opportunity to view a film called “Black Heirlooms” which chronicles the financial and emotional impact that a lack of proper estate planning has had one African-American family’s legacy of love and community. Watching the short documentary was so moving that it inspired me to speak to my 74-year
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Close to two years ago, searching for something to watch on television, I decided on an independent film on the Sundance Channel—“happythankyoumoreplease.” Though I remember the faces of the two main characters, the movie itself would have been quite forgettable had it not been for the scene for which the movie was named. In a
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I just finished reading Hill Harper’s new book, The Wealth Cure. I’ve been taking the time to read more on some of the finance books that have been coming out lately in order to give you a review of some of the best books on investing and personal finances. Why a Financial Book? Hill Harper
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Last week, I turned the big 3-5 and it was one of the best and most chill birthdays of my life. I took two days off. The day of my birthday and the day after my birthday. I stayed home rubbed my belly and counted all my many simple and magic blessings. Since you have
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Last week, I challenged you guys to a $20 Cash Crash Diet 5-Day Challenge after sharing with you that my spending had become a bit reckless over recent months. I created a Facebook closed community for support and accountability and this structure worked wonderfully. I was able to be more mindful about my purchases and
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The holiday season is in full swing, and has been since practically September, but now the email alerts for Black Friday deals are cluttering your inbox. The pressure is on to find the perfect gift for everyone on your Christmas list, but how do you accomplish your goal without breaking your bank or paying for
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As an investor, it is important that you know some key terms. These terms are important to you if you are investing passively with an index and especially if you are choosing stocks on your own. And since this is a teaching type of post, we are going to take a trip down memory lane.
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by T. Espinoza Lately, I’ve had a persistent case of the sads. Over the last several weeks, I’d stopped answering most calls from friends and family and become increasingly recluse. It came to a point where my friends threatened to show up at my house and force me out (one of them may or may
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