By: Kara Stevens
We all have our Kriptonite when it comes to impulse shopping and buying more than we need or even want. For me, as a self-proclaimed brown girl bibliophile introvert, I can’t pull myself from Amazon without spending at least $50. A sweet circuit of joy courses through me when I come home and find those
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By: Kara Stevens
~Jennifer Ritchie Payette, co-author, “Modular Career Design” I had a nice apartment on the good side of town. I had just gotten a new(er) car. I was able to fit new shoes or an outfit into my monthly budget. I made happy hour or eating out a part of my budget, and maintain a decent
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By: Kara Stevens
I run into many people who tell me that they would like to get ahead financially or stop the stress of living paycheck-to-paycheck but their biggest barrier to accomplishing that goal is that they don’t make enough money. I believe that if you want to get ahead, you definitely have to identify places where you
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By: Kara Stevens
by Calvin Russell, Jr. Trying to get an apartment with a low credit score can be a tough task to complete. First, you have to find a landlord willing to accept a low credit score. Then second, you would hope that the neighborhood is worth your while and with affordable rent. Either way, you must
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By: Kara Stevens
Recently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have,
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By: Kara Stevens
You have been at a job for a few years and you are beginning to get restless. So, you throw your hat in the ring and apply for a few jobs that pique your interest. You go through the interview process, slay it, and are extended offers from all the potential employers. You tell your
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By: Kara Stevens
Did you know that the highest expense for most consumers is their “Living Expense.” For some consumers, its the mortgage payment, but for most consumers, its their rent payments. In some states, over 72% of the population live in rental properties. Even with most consumers paying monthly rent to live in an apartment, condo, or
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By: Kara Stevens
Pain is inevitable, suffering is optional~Yusuf Neville’s last tweet Another one… that was my thought one early morning, as I read a story about a young black man that committed suicide. In February 2014, I was scrolling my Twitter feed, I came across a link to a story about Yusuf Neville. While I didn’t recognize
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By: Kara Stevens
Growing up, I was afraid to read at home—when I wasn’t in school. By sixth grade, I was a “latch-key” kids— the ones that let themselves into the house with their own keys before their parents got me. Walking into the empty house with just Shadow, my cat, and the hum of the refrigerator was
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By: Kara Stevens
“All children should be taught to unconditionally accept, approve, admire, appreciate, forgive, trust, and ultimately, love their own person.” ~Asa Don Brown TIME recently ran a story about the increase in suicides among Black children. A study revealed that the suicide rate among black children increased from 2.54 per one million to 1.36 per million.
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