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4 Tips That Will Help You Overcome Financial Fear and Setbacks

Hello Frugal Feministas! (I wrote this newsletter over the weekend and have seen such a positive response. It really hit a nerve with a lot of us so I decided to make it today’s post. Thanks for all of your replies. I will respond to each one.) -Kara It’s about 7:45EST as I write this

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3 Core Money Mindset Principles That Keep You From Living Paycheck to Paycheck

As you embark on any journey of financial self-awareness, I want you to remember these three of my core money mindset principles. These principles not only empower me, they also push me to make smart money decisions on a daily basis. Know Your Why: One of the ways to improve your relationship with money is

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Be Proactive: Create a Stress-Free Holiday Season

The upcoming holidays and obligations at this time of year causes a lot of stress for many people. Rather than get caught in the busyness and rush of the season follow these quick and easy tips for having a sane and balanced holiday season. Tip #1 – Spend time with people and activities that you enjoy.

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Don’t Call in Sick, Call in Broke: 5 Things to Do at Home to Improve Your Money Matters

Let’s Make a Vacation Out of It Data from the World Tourism Organization (WTO) find that America ranks amongst the lowest in developed countries in the average annual amount of vacation time their citizens receive. Member-countries of the European Union (EU) like Italy, Germany, France, and the United Kingdom receive, on average, 42 days, 37

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4 Reasons Why You Are Still Broke

You have worked too hard— getting your (numerous) degrees, navigating Cubicle America, and building your brand to be broke. “Being broke”, though, seems to a recurring theme among black women, who, for all intents and purposes, with the exception of their financial lives, embody intelligence, progressive thinking, resourcefulness, and discipline. But in order to live

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I See “Debt” People: 4 Things Broke People Say and Do

Brothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,

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4 Easy Ways to Break Up with Being Broke…for GOOD!

Early last week I launched my free four-part video series called How to Break-up with Being Broke (YUM!!) because I know that black women are just a few financial strategies away from owning their wealth and I wanted to help us get right as quickly as possible with our financial structures. If you are a brown

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CHANGE: Consistent ~ Honest ~ Action ~ Now ~ Grow ~ Encouragement

Last week I talked about the Process of Change and taking two steps forward and one step backward. Mistakes and slip-ups are going to happen as we’re on this journey! Accepting this makes it much easier to keep going the course. If you’re like me what you want to change may be a long standing

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Smart Ways To Use Your Credit Card

Credit isn’t bad; the misuse of credit is bad.  Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet.  This can cause that individual to go into a lot of debt.  However, if used wisely credit can be very helpful.  Let’s face it.  Our

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5 Steps to Change

As human beings we get fantastic ideas, have the energy and excitement to implement them only to find ourselves struggling a few weeks or even days later. And such is my journey to financial freedom that I’m sharing with you. Understanding the five Stages of Change has been helpful for me to have compassion for myself when

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