By: Kara Stevens
The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of
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By: Kara Stevens
Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do
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By: Kara Stevens
This time of year is full of too many things to do any not enough time. You’ve probably said yes to things that you don’t want to do or don’t have the time to do. And you end up kicking yourself and resenting others as a result. Saying no isn’t easy especially for people who
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By: Kara Stevens
Before you begin planning and plotting on the goals for 2016, what happened with the 2015 goals? Did you reach them? Did they get lost in the shuffle of life? Did you get discouraged and let them fall by the wayside? But hey who cares, you are looking forward to 2016 and you KNOW this
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By: Kara Stevens
One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic. Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result. We may not
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By: Kara Stevens
It started like scene from a romance novel. I sat across a conference table from my soon to be sweetheart…eyes sparkling, heart fluttering. A business meeting that turned personal. After several emails and texts, we began the formal courting process. I knew he traveled a lot but didn’t make much of it. Over the phone
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By: Kara Stevens
One of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others
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By: Kara Stevens
Its the most wonderful time of the year! Or should I play that damn Temptations Christmas Album my mom would wear out!!! LOL!!! Ahhh, those were the days. Anyway, I want to go over how to Maintain Good Credit During The Holidays and maintaining a good credit score while still shopping for gifts and such.
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By: Kara Stevens
I have superpowers. That’s right, bonafide, cape-wearing, extra strength superpowers that make me extraordinary. I know that I’m not supposed to talk about how fantastic I am. I’m supposed to second guess and doubt myself, worry all of the time, and focus solely on others. I’m not supposed to talk about the ways that me
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By: Kara Stevens
Imagine seeing black spots on a wall, but no one else can see them? What if you heard someone calling your name, but you were home alone? What if your family was trying to poison you or your friends were trying to harm, or so you thought? This is the reality of someone who has
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