By: Kara Stevens
Written By: Calvin O’Neal Russell Jr – Certified FICO Professional Not too long ago, one of my clients applied for a credit card at a “680 Credit Score Bank.” After putting in the application, he was denied and decided that he would never apply for a credit card again. I explained to him that is
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By: Kara Stevens
Nothing says love like surrounding yourself with people who want the best for you. But this is easier said than done. There are always people who will readily point out your stumblings and failings, people who will remind you not to reach too far or dream too much. They may cloak it in want to protect
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By: Kara Stevens
One of the most anticipated times of the year is well among us all. That time is…. TAX TIME! Some people love it and some people hate it! Either way, if you are expecting a refund from your tax return, sometimes it may be difficult on which route is best to go if you are
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By: Kara Stevens
On some days, paying those bills on time and being serious about making extra money to increase your net worth can be a struggle. I promise you that there will be days you will feel afraid, defeated, and overwhelmed. But there is a saying that goes, “adversity introduces a (wo)man to herself.” When building your
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By: Kara Stevens
Do you know of a woman that, despite not-so-great circumstances, keeps it positive and looks at the world through a lens of hope, faith, and overall positivity? She has confidence, stays calm, and knows her purpose in life? Her light and energy are contagious and you just want to soak it all in? Then, you
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By: Kara Stevens
Some people love Valentine’s Day and eagerly await its approach after New Year’s celebrations are over. Honestly, this is probably the greeting card, floral, candy, and jewelry industries but I’m sure that there are some people too! Others dread the day and many people are indifferent. I tend to fall into the latter category. When
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By: Kara Stevens
Putting yourself first is probably the best thing that you can do for the longevity of your finances and your peace of mind. All of your dreams, passions, and short-term goals, no matter how big or small have a price tag. But in order to realize any of them, you have to get into the
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By: Kara Stevens
Rebuilding credit can seem like a frustrating task. Many consumers give up and eventually file for bankruptcy, which is the worst decision to make as this will make future credit building more difficult. After viewing over 50-60 credit reports per day, I have personally seen consumers bounce back into the high 600’s and 700’s in
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By: Kara Stevens
Have you ever looked at your bank account on payday and felt like you were rich? Did the increase in your account start to make you excited and anxious? Did that money start to burn a hole in your pocket and you just had to spend it to treat yourself for working hard over the
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By: Kara Stevens
Last summer I sat at the beach fantasizing about my ideal life and one thing that rose to the surface was my desire to have mini solo retreats at the beach throughout the year. Just a few days to myself with warmth, sunshine, and the ocean. “Maybe next year (that would be this year)” “Or
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