Kara Stevens – Page 16 – The Frugal Feminista

By: Kara Stevens

My Best Move A step back!! Here’s Why

~Jennifer Ritchie Payette, co-author, “Modular Career Design” I had a nice apartment on the good side of town. I had just gotten a new(er) car. I was able to fit new shoes or an outfit into my monthly budget. I made happy hour or eating out a part of my budget, and maintain a decent

By: Kara Stevens

Why Smart Black Girls Don’t Buy Books

I love learning. And I would generally give myself a pass when I splurged on purchasing books because I rationalized that it was an affordable pathway to personal development. While the logic is reasonable, I noticed a troubling trend with my book buying— my buying: reading ratio was completely out of whack. I would

By: Kara Stevens

Your Mondays Can be Fridays: 4 Must-do’s to Own Your Peace At Work

I don’t want to hear it! We can spend hours in conversation with our friends, moms, sisters, boyfriends, husbands, whoever has a listening ear giving them the pre-text, text, and post-text of “how crazy today was”. We can discuss why Sally couldn’t “do it herself” or why is it that “I’m being called every time…”

By: Kara Stevens

5 Baby Steps to Eliminate Debt and Increase Your Financial Confidence

There is a reason why “debt” is a “four-letter” word. Debt is a curse and keeps you from living your life free of fear, worry, and frustration. The irony is that we run away from our financial problems because we want to avoid pain. Running away, however, only worsens the state of our finances, thus

By: Kara Stevens

Four Ways to Handle Extreme Stress with Grace

by Christina Lattimore “There’s going to be stress in life, but it’s your choice whether to let it affect you or not.” Valerie Bertinelli Stress increases the risk of a heart attack by 25%. Stress increases the risk of heart disease by 40% Stress increases the risk of a stroke by 50% 1 in 5 Americans experience “Extreme Stress” and the symptoms include

By: Kara Stevens

Four Free Sources for Self-Improvement That Every Black Girl Needs

Christina Lattimore “You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. You’re on your own. And you know what you know. And YOU are the one who’ll decide where to go…” ― Dr. Seuss, Oh, The Places You’ll Go! Everywhere we look we are bombarded with

By: Kara Stevens

7 Inexpensive Self-Care Tips When Dealing with Stressful Finances

My girl, Tonya from My Fab Finance, is here with some MUCH needed tips on how to show ourselves some self-love when on a strict budget. Enjoy. –by Tonya Rapley. Financial stresses not only affect your well-being, they can negatively affect relationships, job performance, and pretty much rule your life if you let them. When

By: Kara Stevens

3 Simple Ways To Make Clean and Healthy Living Possible and Cost Effective

Dr. Laurén Doamekpor I consider myself to be pretty healthy and health conscious. I try to stay clear of processed foods, I eat a good amount of veggies and fruits, drink water and work out regularly. But the other day, I realized that there is much more I could be doing to up my game

By: Kara Stevens

Is Minimalism your cure for Clutter and Debt?

We all have our Kryptonite when it comes to impulse shopping and buying more than we need or even want. For me, as a self-proclaimed brown girl bibliophile introvert, I can’t pull myself from Amazon without spending at least $50. A sweet circuit of joy coursed through me when I come home and find those

By: Kara Stevens

3 Ways 10,000 Brown Girls Can Heal Their Relationship with Money

In January, I gave myself the challenge of helping at least 10,000 brown girls heal their relationship with money by the end of the year. Gulp. Honestly, when this thought came to me I wanted to push it away because it seemed too big and too scary. But when my higher self (luckily) stepped in