By: Kara Stevens
As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for
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By: Kara Stevens
A few weeks ago I wrote a post asking you to ask 5 questions before buying a new iPhone. I was inspired to write that post because a friend of mine was trying to figure out how she could get off of work early to buy the new phone. I wrote the article and then
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By: Kara Stevens
While the opportunities to reduce the interest rates attached to your private loans may not be as robust as those of federal loans, they, nonetheless, do exist. My hope is that is article will inform you about your options so you can make the best financial decisions for you. If you have private loans with
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By: Kara Stevens
By Kim Renée Nelson I enjoy shopping. If I could, I would be internet and personal shopping all over the place. I surf the web and window shop seeing all the things I need. Ok, things the advertising industry says I need. However, my budget says “slow your roll girl”! So, I have to be
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By: Kara Stevens
By Calvin Russell As a Certified FICO Professional, one of most asked questions I get is, “What do I have to do in order to achieve an 800 or above credit score?” After viewing over 400 credit reports of High FICO Score Achievers, there are about 5 habits that they all have in common. Less
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By: Kara Stevens
You did everything that you were supposed to do. College degree. Good job. Benefits. Yet it is still difficult for you to get a handle on your finances. Lately, you might have found yourself asking, “What is at the root of my money problems?” and “What can solve them?” Luckily the answer to both is
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By: Kara Stevens
Starting to save for retirement is extremely important. First, no one knows if social security will be around or in what form when we retire so it is important that we start to save. Starting early is best because you are able to make smaller contributions over a longer period of time, which minimizes the
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By: Kara Stevens
Let me start by saying that I have never purchased a house, so researching this post was a great exercise for me and it actually convinced me that I should not rush into renting and instead focusing on saving money to become a homeowner. My first aversion to taking on a mortgage comes from reading
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By: Kara Stevens
I had such a great time at Karen Taylor Bass’ Power Brunch event last week. She’s a PR badass! As a Queens girl that is tired of having to trek to Manhattan for a little culture and sophistication, I was so impressed by Bass’ choice of venue—Pa-nash, a Caribbean restaurant with an exquisite layout and
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By: Kara Stevens
Food is a necessity. We need food to survive and the vast majority of us head to grocery stores to get it. You shop for groceries to get your ingredients then head home to prepare a meal. Therefore, grocery stores provide a much needed service. We know they really do, but they also need and
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